Almost all banks have consumer loans. However, the maturity offered and the interest rate applied for this consumer loan are different from each other.
What are the opportunities provided by consumer loan?
The advantage offered for general purpose loans is the opportunity to postpone it for 3 months. This loan, which has a 60-month maturity option, can be drawn up to 50 thousand dollars. The bank applies 1.59% interest rate for consumer loan. This rate is well below the interest rate of many other banks. It is possible to benefit from the opportunity to postpone the loan for 3 months while the installments are made. In order to apply for credit easily, it is necessary to send an SMS to the ID number.
How can I apply for consumer loan?
Among the methods of applying for general purpose loan is to go to the nearest bank branch. However, there are different methods that people who say that I do not want to wait in the bank branch can apply. Bank also accepts applications from ATMs for consumer loan. In addition, Bank offers a solution for those who want to apply for a loan without leaving home. Bank, who has an interest rate of 1.80% from where they live, can apply to one of the following methods:
- Internet branch,
- Web site,
- Call center.
Which Documents Does Bank Request for Requirement Loan?
Among the documents requested by the bank for the application for consumer loan , there is an identity card. In addition, the application document and the income document must be submitted to the bank in order to obtain the general purpose loan. Bank also offers special opportunities for people who receive their salaries from their own branches. People who receive their salary from the bank can withdraw up to 75 thousand dollars with a 60-month maturity loan with an interest rate of 1.85%. Bank offers the following opportunities for loan installment payments:
- With monthly installments,
- With increasing installment,
- With decreasing installment,
- Equal installments every 3 months,
- Free payment.
You can use the loan calculator to list the banks that provide the most appropriate general purpose loan. During this listing, you will be able to see the most suitable installment, the most suitable interest rate and the most suitable loan.